How to Get Investment Property Mortgage Near Me (2026)
TL;DR: Investment property mortgages require 15-25% down payments, 620-740 credit scores, and 6-12 months cash reserves—stricter than primary residence loans. According to, rates run 0.50-0.75% higher (7.00-7.75% in early 2026). Local lenders, credit unions, and specialized brokers like Mortgages By Us offer portfolio options beyond conventional limits. Rental income typically counts at 75% of gross … Read more